Glossary

ALOP
Beneficiary
Bill of Quantities
COID
Collateral
Contractors All Risk (CAR)
Contractors Site Liability
CPHA
Design and Construct Indemnity
DSU
Facility
Free-Issue Materials
Guarantor
Intermediary
JBCC
Letter Of Intent
Plant All Risk (PAR)
Premium Rate
Professional Indemnity (PI)
Recourse
Remedial Work
Repudiation
Retroactive Date
SASRIA
Security Documents
Statutory Levies
The Principal
Uncapped Director Surety
WCA

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Why On-Demand Guarantees Wording Can Destroy Contractors

In South African construction, guarantees are more than just paperwork - they determine how risk is shared between contractors and employers. A guarantee is a financial promise that protects an employer if a contractor fails to perform. But not...

Uncovering the devils in the detail, Spot the risks

In the construction sector, many smaller and mid-sized contractors are so focused on securing the next contract that they overlook crucial details in their contracts and construction insurance, which could put them at a serious disadvantage....

The hidden dangers of plant hire in - things you may want to know. there is diagonal line of yellow heavy machinery.

The Hidden Dangers Of Plant Hire in South Africa

Hiring plant and equipment is a normal part of construction, civil works, and ready-mix operations. But in the rush of site work, contracts and documentation are often overlooked — and that can lead to serious problems if something goes wrong....

Are Your Vehicle Keys or Plant Remotes Insured?

When thinking about insurance, most of us focus on the big-ticket items—cars, equipment, and machinery. But what about the smaller, yet equally critical items like car keys or plant remotes? Losing these can bring unexpected costs and...

Are you ready for the summer shut down?

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place with CivilSure. But did you know that the number of instances of – and the size of – liability claims litigation is higher than ever, and climbing?

Scam Alert for Plant Hire Businesses

April 2022 We have recently been made aware of a criminal syndicate preying on construction plant hire companies. They have successfully generated both fraudulent Identity Documents (as per example below) and Company Registration documents....

Don’t drop the wrecking ball now

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place with CivilSure. But did you know that the number of instances of – and the size of – liability claims litigation is higher than ever, and climbing?

Build a foundation against liability claims litigation with construction liability cover

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place with CivilSure. But did you know that the number of instances of – and the size of – liability claims litigation is higher than ever, and climbing?

Three ways to insure your plant

Civilsure understands the importance and necessity of comprehensive plant insurance at a reasonable rate. We also know that you expect impeccable service and attention to detail at claims stage. That is why we are committed to helping you choose the correct plant all risk (PAR) for your business needs.