CONSTRUCTION LIABILITY

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General Liability

This policy provides cover to the contractor for their legal liability for damage to the property of others, or for the bodily injury to a member of the public, whilst carrying out the activities of the business. Cover can be arranged on an annual basis or per project.

Broadform Liability

This single project construction liability policy provides Broad Form cover for Construction Projects, indemnifying the Employer, Contractor, Sub Contractors as well as Consultants for their on-site construction activities.

Mor About General Liability

Third Party General Liability provides cover to the contactor for their legal liability for damage to the property of others or for the bodily injury to a member of the public whilst carrying out the activities of the business described in the schedule of insurance arising out of their works, excluding personal injury where covered by Workman’s compensation (”COID”)
The Third Party General Liability policy does not, however, provide cover for damage to the works itself. The policy may provide cover for works that have been handed over but this would depend on the insurance arrangements made for the handed over property.

Third Party General Liability cover can be arranged on an annual basis or project specific for the full construction period plus any Defects Liability or Maintenance Period required in the contract.

The policy can be extended to provide indemnity to the principal for liability arising out of the contractors’ negligence (PI Cover). It can also be extended to cover sub-contractors if required.

More About Broadform CONSTRUCTION LIABILITY

Single project Construction Liability provides non-cancellable Broad Form Liability insurance for Construction Projects providing indemnity for the legal liabilities of the Employer, Contractor, Sub Contractors as well as Consultants for their on-site construction activities. Cover can extend to include Lateral Support when required.

The Main Features of the Cover are:

  • No Contractual Liability Exclusion
  • Non Accident Operative Clause
  • Limits are inclusive of Costs and Expenses.

Not sure which policy you need? 

FIND OUT MORE FROM THE CIVILSURE BLOG

Help! What construction insurance do I need?

Understandably this can be a challenge as there is a myriad of cover available in the construction insurance landscape.

Let’s quickly unpack 5 Construction Insurance options for you.

Why you need Contractors’ All Risk insurance

All construction work, no matter the size or complexity of the project, contains an element of risk. Find out why you need Contractors All Risk Insurance.

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