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CONSTRUCTION LIABILITY

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SINGLE PROJECT CONSTRUCTION LIABILITY

About This Policy

This cover provides non-cancellable Broad Form Liability insurance for Construction Projects providing indemnity for the legal liabilities of the Employer, Contractor, Sub Contractors as well as Consultants for their on-site construction activities. Cover can extend to include Lateral Support when required.

The Main Features of the Cover are:

  • No Contractual Liability Exclusion
  • Non Accident Operative Clause
  • Limits are inclusive of Costs and Expenses.

Third Party General Liability

This policy provides cover to the contactor for their legal liability for damage to the property of others or for the bodily injury to a member of the public whilst carrying out the activities of the business described in the schedule of insurance arising out of their works, excluding personal injury where covered by Workman’s compensation (”COID”)
The Third Party General Liability policy does not, however, provide cover for damage to the works itself. The policy may provide cover for works that have been handed over but this would depend on the insurance arrangements made for the handed over property.

Third Party General Liability cover can be arranged on an annual basis or project specific for the full construction period plus any Defects Liability or Maintenance Period required in the contract.

The policy can be extended to provide indemnity to the principal for liability arising out of the contractors’ negligence (PI Cover). It can also be extended to cover sub-contractors if required.

General VS Broadform

GENERAL

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BROADFORM

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FIND OUT MORE FROM THE CIVILSURE BLOG

Why you need Contractors’ All Risk insurance

All construction work, no matter the size or complexity of the project, contains an element of risk. Find out why you need Contractors All Risk Insurance.

Contractors All Risk
Construction Guarantees
Construction Liability
Professional Indemnity

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