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Are your sites ready for shut down?

Your onsite machinery (plant) is vulnerable to a number of problems such as breakdowns, vandalism and theft. Missing a project deadline can be bad news for your bottom line as well as your reputation. Plant All Risk Insurance covers you for loss of, or damage to, construction plant and equipment whilst in storage, transit, on the contract site or being use as a tool of trade.

Examples of plant include mobile compressors, graders, bulldozers, forklifts, trench diggers, dump trucks, front-end loaders, mechanical shovels etc.

When is Your Plant Covered?

Plant All Risk Insurance covers you while it’s stored at your own premises, in transit between your premises and the place of use, whilst being used as a tool of trade or at an exhibition/ demonstration and transit back to your premises.

The cover can be extended to include plant hired-in, plant hired-out and for hire charges which may arise as a result of loss or damage or third party liability.

Whether you work on large scale construction sites or are a handyman, we have a broad range of Plant All Risk Insurance policies available to meet your specific needs and protect you against potential issues.

Keep things on track, and on time, with our Plant All Risks Insurance.

To find out more, speak to one of our expert advisers by dialing 080 777 7771 now.

← Does a Construction All Risk Policy cover damage to surrounding property? What is not covered by a Contractors All Risk Policy? →

Build a foundation against liability claims litigation with construction liability cover

by Dan Payton | September 28, 2021 | Construction Liability, Contractors All Risk | 0 Comments

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place with CivilSure. But did you know that the number of instances of – and the size of – liability claims litigation is higher than ever, and climbing?

Are your sites ready for shut down?

by Dan Payton | November 29, 2023 | Construction Liability, Contractors All Risk, Plant All Risks, Plant Insurance | 0 Comments

Now it the time to safeguard your site/s. As we approach the year-end festivities, it’s time to pause and prepare for potential risks that might impact both personal and professional environments. This information primarily targets contractors but holds significant...

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by Dan Payton | September 28, 2021 | Contractors All Risk, Plant All Risks, Plant Insurance | 0 Comments

Civilsure understands the importance and necessity of comprehensive plant insurance at a reasonable rate. We also know that you expect impeccable service and attention to detail at claims stage. That is why we are committed to helping you choose the correct plant all risk (PAR) for your business needs.

Why you need Contractors’ All Risk insurance

by Dan Payton | May 5, 2015 | Construction Liability, Contractors All Risk | 0 Comments

All construction work, no matter the size or complexity of the project, contains an element of risk. Find out why you need Contractors All Risk Insurance.

Contractors All Risk policy – Should You Put Your Name On It?

by Dan Payton | September 2, 2015 | Contractors All Risk | 0 Comments

Dirk Gouws (Engineering Insurance expet, AC&E Engineering Underwriting Managers) explains the meaning of having your name on a Contractors All Risk policy.

What is the Defects Liability Period?

by Dan Payton | July 12, 2018 | Contractors All Risk | 0 Comments

The Defects Liability Period starts when the Certificate of Completion is issued and continues for the period agreed to in the Contract. During the Defects Liability Period, the Contractor has to obey all written instructions from the Engineer to carry out repairs and fix any defects which appear in the Permanent Works, so that, at the end of the Defects Liability Period, the Permanent Works are in the condition required by the Contract.

No good deed goes unpunished

by Dan Payton | July 26, 2021 | Construction Liability, Contractors All Risk | 0 Comments

Employing smaller companies as sub- or independent contractors gives your own business more flexibility and allows local contractors to expand their business. But, did you know that as the client, you might be held civilly liable for any costs or compensation in case of work-related injuries or illness?

Plant All Risk Advice

by Dan Payton | November 24, 2020 | Construction Liability, Contractors All Risk | 0 Comments

“PAR” stands for Plant All Risks, and is a section of insurance cover that is intended to cover all types of construction plant i.e. mobile yellow metal plant such as Graders, TLB’s, Excavators and / or non-mobile construction equipment such as scaffolding, generators and small tools. These are typically used on construction and civil engineering projects ranging from residential to commercial to large infrastructure projects. A PAR policy will cover risks that are fortuitous working accidents/ sudden and unforeseen losses or damages…

Special project delay insurance for special risks

by Dan Payton | August 23, 2021 | Construction Liability, Contractors All Risk | 0 Comments

You know that there are many risks associated with running a construction company. After civil unrest wreaked havoc in South Africa in June and July this year, you may be asking yourself: “What would happen if we should have to temporarily close our construction sites because of civil commotion, public disorder, rioting, looting, labour disturbances, strikes, a lockout – or even an act of terrorism?”

Plant Hire – Have you read the Contract?

by Dan Payton | February 16, 2016 | Contractors All Risk | 0 Comments

Have you read your plant hire contract? You should get evidence of the plant hire contract when you hire in a concrete pump truck or any other item of plant.