Construction insurance brokers FSP 49912

Cover that holds when the site doesn’t.

We are construction insurance brokers. We arrange the cover your contract asks for: the works, the plant, the people and the guarantees. All cover is subject to underwriting.

Work out my estimate Help me pick my cover

Rather talk? Call 080 777 7771 WhatsApp 082 733 0192

What your contract may ask for

The works: Contractors All Risk Physical loss or damage to the contract works while they are being built.
The plant: Plant All Risk Owned and hired-in plant, on site, between sites and in transit.
The people: Construction Liability Injury to third parties and damage to their property arising from the works.
The guarantees: Construction Guarantees You need a facility in place before you can take out a guarantee.

Contracts we read JBCC, NEC or FIDIC

Since 2005 construction only
Eight covers we arrange
FSP 49912 authorised broker
One broker yours, by name

Tender closing?

Letter of Intent

Support for your tender requirement while the guarantee is arranged. Subject to a preliminary assessment and insurer approval.

Start the application How it works

Need a guarantee?

Construction guarantees

Performance, retention, bid bond, advance payment. We tell you which one you need.

Work out my guarantee

Going on site?

Contractors All Risk

Cover the works, the materials and the people from day one.

Start a quote

Cover we arrange

See every policy

Project Contractors All Risk The works, on and off site. Plant Plant All Risk Yellow metal, owned or hired. Project Construction Liability When your work harms someone else. Contract Construction Guarantees Security in the form employers commonly require. Professional Professional Indemnity Errors, omissions and design. Professional Design and Construct Indemnity When you build it and you shaped the design. Extension SASRIA Riot, strike and public disorder. Added to your Contractors All Risk. Business Commercial Insurance The business behind the site.

Guarantees, in plain English.

You need a facility in place before you can take out a guarantee. It is set up once, then every guarantee on every project draws on it, up to your approved facility limit. We arrange that too, and we walk you through the wording. Facilities are subject to underwriting, guarantees are issued by the guarantor, an insurer, not by CivilSure, and if a guarantee is called you repay the insurer.

Understand the process

Not sure what you need?

Pick the one that sounds like you

We will point you in the right direction. No jargon.

Why CivilSure

We read the contract first.

A policy is only as good as the contract it was written against. So we start there.

01: We read your contract first JBCC, NEC or FIDIC. We find what you have signed up to, then build the cover around it.
02: Construction only A dedicated construction brand since 2005. One industry, nothing else.
03: A person, not a queue You get a broker and a direct line.
04: We argue your claims We stand next to you and explain what the insurer is really saying.

Backhoe loader working red earth on a South African site, operator in the cab

Proud partner

We teach the industry out of trouble

Most claims start with something nobody read. So we explain contracts and policies in plain language to contractors across the industry. The more builders understand their risk, the less risky the building world gets. That is the work we do with MBA North.

Visit MBA North

Having experienced the devastating impact of unfair guarantee calls firsthand, I know how critical it is to reform the system and restore trust within our industry.

Wimpie KiesFormer director, Belo & Kies ConstructionPublic industry comment. Not financial advice.

Get covered before you break ground.

Send us the contract. We will tell you what it needs and what it is likely to cost.

WhatsApp the contract Fastest. Send the PDF as it is. 082 733 0192 Request a callback Leave your number, we phone you 2 min Call us toll free Weekdays, business hours 080 777 7771