CALL US ON 080 777 777 1

Send us a message and we’ll get you covered in no time.

We can issue Letters Of Intent within one hour of receiving your request. If you’d like to request a letter, send us      an e-mail at: info@civilsure.co.za and provide the following info: the project’s tender number, a full description of the contract and the name of the employer of the project.

If you’d like to request a quote for Contractor’s All Risk cover, or for a Guarantee, please provide a short description of your request in the ‘Leave a Message’ field and we’ll get you covered in no time.

Call Us – 080 777 777 1

Cape Town : 021 202 2484
PE : 041 450 4230
Durban : 031 941 1050
JHB : 010 594 0646


  • Siphelele 062 263 2703

Email: info@civilsure.co.za

Civilsure is a branded product name for easy identification in the Constructions and Civils Industry.  Suretimes Insurance Administrators (PTY)LTD  are registered Financial service providers FSP No. 1962 and transfer risks to registered Financial service providers who are licenced to underwrite such classes of Insurance.


Are Construction Robots Set To Change the Industry Forever?

The construction industry is one of the least automated industries that feature manual-intensive labour as a primary source of productivity. Whether it’s new commercial construction, renovation or demolition, robots don’t yet play a significant role in any step of a...

Is the Removal of Lateral Support covered by your Contractors All Risks Policy?

Why is Removal of Lateral Support Insurance required? In terms of the law, there's a duty placed on the Owner of land/property (or a Developer), to provide lateral support to adjacent land or property. Basically, an aggrieved party can bring an action against the...

Will my CAR policy cover the cost of removing debris from site should an incident occur?

INSURANCE FOR THE CIVIL & CONSTRUCTION INDUSTRY CALL US ON 080 777 777 1What is the Debris Removal extension on a CAR Policy? This extension (or add-on) covers the clean-up costs associated with damage to your site. It’s important to note that debris removal will only...

Some dos and don’ts when managing a Contractor’s All Risk claim

INSURANCE FOR THE CIVIL & CONSTRUCTION INDUSTRY CALL US ON 080 777 777 1 Some dos and don'ts when managing a Contractor’s All Risk claim. Contractor’s All Risk claim , our knowledge of the industry is our key advantage in achieving outstanding claims success. Building...

What does Contractors All Risk cover include?

INSURANCE FOR THE CIVIL & CONSTRUCTION INDUSTRY CALL US ON 080 777 777 1 What does Contractors All Risk cover include? Contractors All Risk (CAR) insurance is usually provided on a monthly or once-off basis and provides protection for individual construction...

Get your Letter of Intent almost instantly

The term ‘Letter of Intent’ (LOI) is typically used to describe a letter from an Employer to a Contractor (or from a main Contractor to a Subcontractor) indicating the Employer’s intention to enter into a formal written contract for Works described in the letter, and asking the Contractor to begin those works before the formal Contract is executed. While an Letter of Intent may come in many forms, it’s essentially a communication expressing an intention to enter into a Contract at a future date.

When is a Performance Guarantee called on?

Building Contractors often ask us the question: When is a Performance Guarantee called on? When your company starts bidding on projects for cities, provinces or municipalities, you’ll be expected to provide assurance that you can meet the obligations detailed in the Contract.

This assurance comes in the form of a Performance Guarantee. Basically, what happens is that a surety company (an insurer or bank), for a certain fee, steps in and guarantees your performance. Surety companies don’t work directly with Contractors. Instead, they partner with brokerages like us.

Four types of Contract Guarantees and What They Insure

Contract Guarantees in the construction, engineering, manufacturing and mining service industries are almost mandatory. Our range of Construction Guarantees are as varied as your requirements. Here’s a short list of the four types of Contract Guarantees and what they insure.

What is not covered by a Contractors All Risk Policy?

The main part of the Contractors All Risks insurance is the Contract Works section which provides cover for the property being worked on (e.g. new house, etc.). But it’s important to be aware of what’s not covered by a contractors all risk policy, these are just a few examples:

What is Plant All Risk Insurance?

Your onsite machinery (plant) is vulnerable to a number of problems such as breakdowns, vandalism and theft. Missing a project deadline can be bad news for your bottom line as well as your reputation. Plant All Risk Insurance covers you for loss of, or damage to, construction plant and equipment whilst in storage, transit, on the contract site or being use as a tool of trade.

Contractors All Risk
Construction Guarantees
Construction Liability
Professional Indemnity

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