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Are your sites ready for shut down?

Keep your Sites, Works and Plant covered this Christmas

It’s been another tough year and you’ve been working hard to catch up on delays caused by lockdown and restrictions. You deserve to relax during the upcoming holiday season.

While insurance is there to protect your business, keep in mind that you are responsible for taking certain steps to adhere to your policy’s stipulations.

When it comes to protection of the works, the contractor or employer must take all reasonable precautions to protect the sections of work and the surrounding property being worked on where the roof is exposed during the execution of the project. One of the easiest ways to do so is using heavy duty tarpaulins to cover exposed roof areas.

Will closing for the builders’ holiday lead to any unoccupied sites? Your policy may exclude work in progress that has not been completed to a state where it can be left unsupervised. Unfortunately, theft remains a real problem in South Africa and is often accompanied by malicious damage to goods and/or immovable property. Please make sure that you understand what your policy expects from you for a claim to be processed in case of theft from a site. Theft cover is often subject to proven forcible or violent entry to or from the premises, and the insured taking reasonable precautions to prevent the theft or vandalism. These steps may include, but are not limited to, the provision of qualified security personnel on site, regular patrols and only delivering materials to a site that will be used during that day’s work. These and other conditions may also apply to theft cover for loss or damage to property stored off-site, so be sure to check the relevant sections of your policy.

These are all very easy ways in which you can make sure that you can enjoy a stress-free holiday. Take the necessary steps now to make sure that you can relax from 16 December. We trust that you will have a restive festive season and hope that you get to spend quality time with those nearest to you.

Contractors’ All Risk is a powerful policy that provides comprehensive cover for all projects that your company undertakes. It is, however, also important to protect your valuable equipment and machinery with Plant All Risk insurance. The three easy ways to cover your plant are explained in this blog.

Contact us for more information, to help you prepare for the festive season break, or to get a quick quote on Contractors’ or Plant All Risk.

← Build a foundation against liability claims litigation with construction liability cover Scam Alert for Plant Hire Businesses →

Build a foundation against liability claims litigation with construction liability cover

by Dan Payton | September 28, 2021 | Construction Liability, Contractors All Risk | 0 Comments

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place with CivilSure. But did you know that the number of instances of – and the size of – liability claims litigation is higher than ever, and climbing?

What is the Defects Liability Period?

by Dan Payton | July 12, 2018 | Contractors All Risk | 0 Comments

The Defects Liability Period starts when the Certificate of Completion is issued and continues for the period agreed to in the Contract. During the Defects Liability Period, the Contractor has to obey all written instructions from the Engineer to carry out repairs and fix any defects which appear in the Permanent Works, so that, at the end of the Defects Liability Period, the Permanent Works are in the condition required by the Contract.

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A Performance Guarantee is a contractor’s promise to complete the construction project within the deadlines, while meeting all contractual conditions.

Help! What construction insurance do I need?

by Dan Payton | October 20, 2020 | Construction Liability, Contractors All Risk, Guarantees, Professional Indemnity, Trade Credit | 0 Comments

Understandably this can be a challenge as there is a myriad of cover available in the construction insurance landscape.

Let’s quickly unpack 5 Construction Insurance options for you.

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Construction of the Tallest Building in South Africa

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Read the history >> Construction of the tallest building in South Africa, the Carlton Centre. Built in 1973 and designed by architects Skidmore & Owens.

Special project delay insurance for special risks

by Dan Payton | August 23, 2021 | Construction Liability, Contractors All Risk | 0 Comments

You know that there are many risks associated with running a construction company. After civil unrest wreaked havoc in South Africa in June and July this year, you may be asking yourself: “What would happen if we should have to temporarily close our construction sites because of civil commotion, public disorder, rioting, looting, labour disturbances, strikes, a lockout – or even an act of terrorism?”

Four types of Contract Guarantees and What They Insure

by Dan Payton | August 23, 2018 | Guarantees | 0 Comments

Contract Guarantees in the construction, engineering, manufacturing and mining service industries are almost mandatory. Our range of Construction Guarantees are as varied as your requirements. Here’s a short list of the four types of Contract Guarantees and what they insure.

Why is a Contract Works Policy Necessary?

by Dan Payton | June 28, 2018 | Contractors All Risk | 0 Comments

When it comes to planning a new construction project, insurance doesn’t always get the priority it requires, with contractors often wondering whether it is really necessary to take out a contract works policy at all. Very often the contract works policy is arranged at the last minute, or even after the project has already started.

Plant Hire – Have you read the Contract?

by Dan Payton | February 16, 2016 | Contractors All Risk | 0 Comments

Have you read your plant hire contract? You should get evidence of the plant hire contract when you hire in a concrete pump truck or any other item of plant.