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Practical Completion doesn’t mean the Contractor has finished the Works in every detail. It means the Works are sufficiently complete to be safely used by the Employer for the purpose he intended.

The Contractor may still complete minor items and fix defects after Practical Completion, as long as the Employer isn’t inconvenienced.

Practical Completion is important because if it’s not achieved by the Due Completion Date, the Employer can impose penalties on the Contractor.

The project Engineer must issue a Certificate of Practical Completion to the Contractor when he’s achieved Practical Completion. Once the Certificate has been issued, the Employer may occupy and use the Works, provided he gives reasonable access to the Contractor to finish the minor items still outstanding and to fix any defects.

Although the Employer may occupy and use the Works, the Contractor still has possession of the Works. This means the Contractor is still responsible for loss or damage to the Works, unless the loss or damage is caused by the Employer.

How to obtain a Certificate of Practical Completion:

When the Contractor believes the Works are practically complete, he must contact the Engineer to request the Certificate.
The Engineer must answer in 14 days and if he feels the Works aren’t yet practically complete, he must give the Contractor a list of the work which must be done to make the Works complete.
Once the Contractor has properly completed the work on the Engineer’s list, the Engineer should issue the Certificate of Practical Completion.

Are you ready for the summer shut down?

by Dan Payton | December 14, 2022 | Construction Liability, Contractors All Risk, News & Updates, Plant All Risks, Plant Insurance | 0 Comments

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place with CivilSure. But did you know that the number of instances of – and the size of – liability claims litigation is higher than ever, and climbing?

Construction of the Tallest Building in South Africa

by Dan Payton | July 8, 2014 | Contractors All Risk, News & Updates | 0 Comments

Read the history >> Construction of the tallest building in South Africa, the Carlton Centre. Built in 1973 and designed by architects Skidmore & Owens.

No good deed goes unpunished

by Dan Payton | July 26, 2021 | Construction Liability, Contractors All Risk | 0 Comments

Employing smaller companies as sub- or independent contractors gives your own business more flexibility and allows local contractors to expand their business. But, did you know that as the client, you might be held civilly liable for any costs or compensation in case of work-related injuries or illness?

Don’t drop the wrecking ball now

by Dan Payton | December 6, 2021 | Construction Liability, Contractors All Risk | 0 Comments

What Are Latent Defects?

by Dan Payton | July 23, 2018 | Contractors All Risk | 0 Comments

A Latent Defect is a defect that is not detected by ordinary inspection, but lies hidden until sometime later, when it’s discovered because it causes a problem that everyone can see. An example of latent defects would be weak concrete in part of a bridge column, that looks the same as strong concrete, but collapses when a heavy truck drives over the bridge.

What is a Contractors All Risk Insurance policy?

by Dan Payton | July 10, 2014 | Contractors All Risk | 0 Comments

A Contractors All Risk insurance policy, provides cover for the contract works, surrounding property, contractors’ public liability, SASRIA, Special Risks..

When a Disgruntled Employee Sabotages Your Structure…

by Dan Payton | October 15, 2015 | Contractors All Risk | 0 Comments

Does Contractors Liability on the Contractors All Risk policy cover damages to a structure, caused by a disgruntled employee’s pre-meditated sabotage?

Does a Construction All Risk Policy cover damage to surrounding property?

by Dan Payton | July 23, 2018 | Contractors All Risk | 0 Comments

Yes, damage to surrounding property is covered by a construction all risk policy, provided it’s included as an add-on to the Contract Works cover. This means an extra premium would be charged to get the specified surrounding property covered.

Why you need Contractors’ All Risk insurance

by Dan Payton | May 5, 2015 | Construction Liability, Contractors All Risk | 0 Comments

All construction work, no matter the size or complexity of the project, contains an element of risk. Find out why you need Contractors All Risk Insurance.

Special project delay insurance for special risks

by Dan Payton | August 23, 2021 | Construction Liability, Contractors All Risk | 0 Comments

You know that there are many risks associated with running a construction company. After civil unrest wreaked havoc in South Africa in June and July this year, you may be asking yourself: “What would happen if we should have to temporarily close our construction sites because of civil commotion, public disorder, rioting, looting, labour disturbances, strikes, a lockout – or even an act of terrorism?”