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Insights

Specialist construction liability articles

Liability that follows the contractor beyond the works policy.

What You Need in Hand Before You Are Allowed on Site

Contractors All Risk

What You Need in Hand Before You Are Allowed on Site

Subcontractor site access requirements in South Africa: the COIDA Letter of Good Standing, proof of cover and other documents sites check at the gate.

6 min read

Subcontractor Performance Guarantees - Who Actually Pays

Guarantees

Subcontractor Performance Guarantees - Who Actually Pays

Bank, insurer or credit provider? Before you accept a subcontractor's performance guarantee, check who is legally on the hook to pay and what triggers payment.

5 min read

A formal legal letter and its torn envelope on a sunlit wooden desk beside a pair of folded reading glasses

Contractors All Risk

Waiver of Subrogation in Construction Insurance

Named on the main contractor's policy? A waiver of subrogation decides whether the insurer can still recover from you after paying the claim. What to check.

5 min read

Uncovering the devils in the detail, Spot the risks

Guarantees

Uncovering the devils in the detail, Spot the risks

Uncover the hidden risks in construction contracts and insurance so you can avoid costly mistakes and protect your projects, and profits.

5 min read

Are you ready for the summer shut down?

Contractors All Risk

Are you ready for the summer shut down?

Site closing for the builders' holiday? What to check on your plant, works and site security before you lock the gate, and which policy conditions still apply.

3 min read

Don't drop the wrecking ball now

Contractors All Risk

Don't drop the wrecking ball now

Insurance protects your business, but your policy also sets conditions you have to meet. What to do about sites, works and plant before the Christmas shutdown.

2 min read

Build a foundation against liability claims litigation with construction liability cover

Contractors All Risk

Build a foundation against liability claims litigation with construction liability cover

As a responsible construction company owner, you know the importance of insuring your plant and making sure that your other necessary policies are in place

2 min read

Special project delay insurance for special risks

Contractors All Risk

Special project delay insurance for special risks

You know that there are many risks associated with running a construction company. After civil unrest wreaked havoc in South Africa in June and July this year

2 min read

No good deed goes unpunished

Contractors All Risk

No good deed goes unpunished

Employing smaller companies as sub- or independent contractors gives your own business more flexibility and allows local contractors to expand their business.

4 min read

Plant All Risk Advice

Contractors All Risk

Plant All Risk Advice

“PAR” stands for Plant All Risks, and is a section of insurance cover that is intended to cover all types of construction plant i.e. mobile yellow metal plant

6 min read

What construction insurance do I need?

Guarantees

What construction insurance do I need?

Help! What construction insurance do I need? Understandably this can be a challenge. Let’s quickly unpack 5 Construction Insurance options.

3 min read

Contractors All Risk Insurance > Why do you need CAR cover?

Contractors All Risk

Contractors All Risk Insurance > Why do you need CAR cover?

All construction work, no matter the size or complexity of the project, contains an element of risk. Find out why you need Contractors All Risk Insurance.

2 min read

Reading about it is the easy part.

Send us the contract or the policy wording and we will tell you what it actually does on your site.

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